Ann (born 1907) was the daughter of Murdo Murray and Catherine Murray; it is not known where the family were living at the time of her birth. Her paternal grandparents were living at 27 North Tolsta and her maternal grandparents were at 43 Swainbost so either of these addresses is a good possibility.

Sometime between 1913 and 1916 the family moved to Seaview, Hill Street, North Tolsta.

Ann married Roderick Campbell, of Ivy Cottage, North Tolsta, and the couple settled at Ivy Cottage and had one son.

In due course Ivy Cottage passed to their granddaughter, Chrisanna Campbell.