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Ann (1858-1886) was the daughter of Jessie Mackay and John Macleod. It is not certain where the family were living at the time of her birth; there are links to 2 Newvalley on her father's side and to 16 North Tolsta on her mother's side. By the time her twin brothers were born in 1870, the family were living at 2 Newvalley.
Ann married Alexander Munro, of 14 Newmarket (Benside) on the 27th of January 1876. They settled at 21 Laxdale and had six children.